Design and control of a structured world wide risk management program for private persons and their families.
We will develop a risk profile for the entire family as a group and upon request for family members. The risk profile will be matched with the current programs in place. We will provide written recommendations for the design of the program and discuss the risks faced by the family.

The family gets one worldwide program for all their assets, liabilities and personal well being. One contact person overall and one per country who handles the document control, changes and the claims.
This program allows the family greater control of their programs, costing and leverage in the market.

Analyses will be carried out to assist the family in approaching insurance purchase decisions on a financial basis versus commodity basis. Including the analysis of loss history versus premium costs.
In one look one can see where what is insured and /or handled. We will work together with the family office to create efficiency in the administration of premiums and claims payments. Appraisals of the assets can be also done in cooperation with the family office.

ZJHT BV carries out this family program together with an international placing broker. This broker has created a specialised service team. These employees are very experienced working with families and also respects the requirements related to risk. Utmost priority is confidentiality and discretion.